Debt-to-Income Ratio Calculator

Calculate front-end and back-end debt-to-income (DTI) ratios required by mortgage lenders.

Input Parameters

Monthly Gross Income ($)

Monthly Housing Costs (Rent/Mortgage) ($)

Other Monthly Debts (Car, Cards, Loans) ($)

Back-End DTI (Total Debt)35.8%

Front-End DTI (Housing Only)26.7%

Lender Underwriting StatusGood (Under 36%)

Instant mathematical calculations computed automatically according to standard formulas.